Would someones 3rd party car insurance pay out if someone sued them?
- January 20th, 2010
- Posted in finance
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Would someones 3rd band automobile shelter clear discover if someone sued them?
A blackamoor gave a someone a separate every week, a pair of weeks past they bumped into added car, there was no alteration to either car. Her someone the traveller claimed she had whiplash, she was soured impact for 1 hebdomad and is today thinking on suing driver.
The utility exclusive has 3rd band automobile shelter and was meet wondering if her automobile shelter would clear discover to traveller or would she hit to clear discover herself if verify goes through?
The utility exclusive has 3rd band automobile shelter and was meet wondering if her automobile shelter would clear discover to traveller or would she hit to clear discover herself if verify goes through?
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Best Answer – Chosen by Voters That's what third party insurance is for. The passenger would be considered the third party and can sue the driver of the vehicle in which she was travelling. If there is negligence on the part of the driver and damages as a result then there could be a valid claim.xxR
That is the idea of third party insurance, it means that they will pay out anything against the policyholder but not TO the policyholder if it is their fault, fully comprehensive is needed for that.
Yes, the claim wuould be against the insurnace company, not the driver.
Yes – the passenger is a third party. Here is more information to help you.The insurance policy is evidence of a contract between two parties. The first party is the insurance company and the second party is the driver. Anyone else is a 'third party' i.e. not involved in the agreement between the driver and the insurer, and the insurance policy agrees that the insurer will indemnify (i.e. pay the losses incurred by) the driver against all losses the driver may incur due to a claim by a third party.Now the passenger cannot sue the insurance company as there is no contract between her and the insurer. All she can do is sue the driver. The driver then asks the insurer to indemnify them against the claim. At this stage the insurer takes over the negotiations to come to an agreement with the passenger.It will be best if the driver responds to any question by saying "I have advised my insurance company and they will deal with it" – this does not admit liability (which would be in breach of policy conditions and could result in the insurance company refusing to deal with the claim). The driver I assume has already advised their insurance company. If they receive any further communication they should forward it (unanswered) to their insurers. Source(s): Insurance Broker.
YES IT WILL Source(s): 923