Where do car insurance companies get your driving record in CA?
- January 20th, 2010
- Posted in finance
- Write comment
Where do automobile shelter companies intend your dynamical achievement in CA?
I impact a guys bumper patch dynamical a consort automobile a pair of eld past and I intellection he filed a verify but the consort took tending of it and I never heard most it again. I'm effort automobile shelter and I pulled my dynamical achievement from the DMV and every I hit is a seatbelt ravishment but no accidents. Is there added database somewhere that shelter companies module analyse or is it meet your DMV record? Maybe this every got effected without shelter participation and I dont' poverty to country higher fees if its not necessary. Am I in the clear?
No related posts.
Related posts brought to you by Yet Another Related Posts Plugin.
Was a citation issued at the time of the accident? If not, it won't show up in the MVD. The insurance industry also has something similar to a credit report, called the CLUE report that lists past property and casualty claims made by you. That is used as well in determining your insurability.
dmv
they just use the dmv
It's the DMV they will check. If you were not cited a couple of years ago, then it would not be on your DMV record. You should be fine as long as you were not cited.
Insurance companies get wreck info from CLUE (Comprehensive Loss Underwriting Exchange) – more companies run CLUE Reports than MVRs! They are more informative!Good luck and I hope this helps! Source(s): Insurance agent for 27+ years
The only way a ticket or accident is reported on your driving record (obtained from the DMV) is if you were found guilty and convicted of the violation. Then that goes on your driving record.If a claim is made with the insurance company, and they have your information, a submission will be made ot the National Insurance Claims Database.Basically what that is, is the insurance company enters your info, your vehicle info, date/time of accident, etc.When you apply for new insurance, your agent can search thru the database and see if you had any prior claims.If you did and it wasnt submitted ot the database, and you don't tell the agent, and its not on your driving record, well then i guess no one will ever have to know! Source(s): Claims adjuster 5 yrs